Services & Products
Providing insurance products from over 20 well-known insurance carriers across the US. Products include: Whole Life, Term, and Universal Life insurance, Critical Illness, Mortgage Protection, Disability, Final Expense, Accident, and Long-Term Care insurance. Health and Medicare supplement in select states.
Whole Life Insurance
Life insurance that provides coverage for the entire life of the insured, as long as premiums are paid. It also includes a cash value component that grows over time and can be accessed by the policy holder during their lifetime.
Term Life Insurance
Life insurance that provides coverage for a specific period, such as 10, 15, 20, 25, 30 or 40 years. If the insured dies during the term, the policy pays out a death benefit to the beneficiary. If the insured survives the term, the coverage ends without any payout. This type of insurance may offer an option for a Return of the Premium if the policyholder survives the policy term.
Universal Life Insurance
Life insurance that offers flexibility in premium payments and death benefits. Also includes a cash value component that earns interest based on current market rates.
Mortgage Protection
Insurance
Life insurance designed to pay off a mortgage in the even of the policyholder’s death, ensuring their family can keep the home.
Final Expense/Burial
Insurance
Life insurance specifically designed to cover the costs associated with a person’s funeral and other end-of-life expenses.
Critical Illeness
Insurance
Insurance coverage that pays out a lump sum if the policyholder is diagnosed with a serious illness specified in the policy, such as cancer, heart attack, ALS, and stroke.
Accident Insurance
Insurance that provides a lump sum benefit in the event of covered accidental injuries, helping to cover medial expense and other costs resulting from the accident.
